Car-hauling trucks are robust vehicles that represent a significant investment for businesses, making obtaining the right insurance coverage imperative. For comprehensive guidance on insuring your car-hauling vehicle and receiving a personalized quote, reach out to Sebrite Agency located in Hopkins, MN.

Who Requires Car Hauler Insurance?

Car hauler insurance is essential for any business engaged in transporting vehicles, whether through special trailers attached to semis designed for passenger vehicle transportation or tow trucks.

Various entities, including auto repair shops, towing companies employing flatbed trailers, car dealerships, auto auction businesses, shipping companies specializing in vehicle transportation, and car manufacturers, necessitate specialized insurance coverage designed for auto haulers and transport companies.

What Does Car Hauler Insurance Cover?

Car hauler insurance can be tailored to cater to your business requirements. Based on factors such as your company's nature, the size of vehicles you operate, and your specific risks and exposures, your agent may recommend acquiring the following coverages:

• Commercial auto liability insurance: Offers protection by covering third-party bodily injury and property damage claims resulting from accidents caused while operating a car hauler. All Georgia businesses utilizing vehicles must meet the state's minimum liability coverage requirements.

• Comprehensive and collision insurance: Provides coverage for damages to your car hauler.

• Cargo insurance: Covers damages to vehicles under your possession while in transit or storage.

• Garage and operations coverage: Protects against vehicle damage caused by uncontrollable events like vandalism, fire, severe weather, or theft.

• On-hook insurance: Covers damages to vehicles being towed.

• Uninsured and underinsured motorist coverage: Assists in covering damages to your company's vehicle when the at-fault driver has insufficient liability coverage or is uninsured.

• Unattended truck coverage: Protects against the theft of vehicles under your company's care during transit when left unattended.

• Medical payments (MedPay): Assists in covering medical expenses for your driver and their passengers following a covered accident.

• Umbrella insurance: Extends the liability limits of your other insurance policies.

How to Obtain Car Hauler Insurance

Each car hauling business has unique insurance needs, making it vital to work closely with your agent to secure appropriate coverage. Contact Sebrite Agency today to embark on the process of developing meticulously tailored car hauler insurance coverage.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.